This app is designed to assist baby boomers in understanding the annuity income part of the Social Security system. It provides an overview of the annuity program, and allows the user to make decisions on the best possible timing of collection, spousal strategies, divorce strategies, and survivor benefits. The information produced by this app should be reviewed as part of an overall retirement income plan and is for informational purpose only. This an iPhone version of the iRetireSmart application.